Wednesday, September 06, 2006

A very bad day

Have you ever had a day where you wished that you could turn back time to fix soemthing? Well for me, that day is today. As I was leaving to drop the girls to mom and go to work, I had a car accident. I stopped at the stop sign a block from my house, I waited for passing traffic, and proceed to cross the intersection. The "person" (I say person, because that's as nice as I feel at the moment) on the opposite side, turned left infront of me. I couldn't stop fast enough. Once I checked to make sure the kids were ok, I got out to make sure that the other person was ok. I called my mom to come get the kids, called Miss Amy to come take pics, and called the cops to report the accident. I politely asked for the her proof of insurance, and she starts cussing and yelling at me. Needless to say, she was quickly told off. When the cop showed up, she had walked off to her apartment, and the cop had to go find her. Once he brings her back, she proceeds to lie to him about what happened, and can't show proof of valid insurance, the card she showed was expired. In the cops own words, "the card she showed me is expired. She is looking for a current one. But, I don't know if she has any." Great!

Well, I just talked to her insurance company, and told them what happened. Now it's the wait and see game. My stomach is so upset and my shoulder hurts from where the seat belt jerked me back. I only hope that I'll be able to knit later, because that's the only thing that might keep me calm. And here's another kicker. I paid for my car outright. I own it. And because I own it and can't afford much, I was carrying liablity until I could afford full coverage. If they decide that no one is at fault, I won't get my car fixed. I'll have to pay for the repairs to my car out of my own pocket. If they find her at fault, which she is, her insurance should pay for it, I hope. Because I can't afford to get my car fixed. Granted, it's not much damage. But, the whole bumper and hood will need to be replaced, and that means I'm looking about $2500 that I don't have, and won't anytime soon. So, all I can do is sit, and wait. I hope my day gets better.


Ginny said...

I am so sorry about your car accident! That sounds horrible.

My husband had a wreck with our car before we even made the first payment in a very similar scenario. The woman (a not very nice one) also turned left in front of him. Luckily she had insurance.

I hope everything works out for you!!

Maggie said...

I can't see how they would call it a no fault accident. That woman should have been arrested for leaving the accident at all!

I hope it all gets better!